Balaji Narayanamurthy is President and Head of Business Intelligence Unit at Axis Bank. He has two
decades of experience in banking, analytics and using data to drive business decisions. He joined Axis
Bank in 2010 and over the last 14 plus years has played a key role in establishing a strong analytics
practice across the bank. He is a Board member in Sparsh.

Prior to Axis Bank, Mr. Balaji spent close 10 years in the U.S. credit card business. He worked with
Barclaycard, in US as a Group Director of Analytics before Barclaycard, Mr. Balaji worked at various
roles in the U.S. credit card business of Capital One.

He started his career as a management associate at Citibank India in their transaction banking group.
Mr. Balaji holds a bachelor’s degree in Electronics and Communication Engineering from IIT Chennai
and has a Post Graduate Diploma in Management from IIM Lucknow