Aparna Kumar is a proven technology leader with over 30 years of experience shaping digital transformation across multinational, private, and public-sector banks. As CIO at SBI and HSBC, and in senior roles at HDFC Bank, Capgemini and Oracle, she led enterprise programs in AI/ML, cloud, cybersecurity, and regulatory compliance, architecting scalable platforms and building high-performing global teams. Today, Aparna and her team of IT, cyber, and next-generation tech specialists advise leading organisations as a trusted digital transformation and advanced technology partner across BFSI, Healthcare, Agriculture, Automotive, Retail/FMCG, and Telecom. She mentors senior leaders, advises boards, champions inclusive leadership, and drives innovation that delivers resilient, future-ready outcomes. An alumna of ISB Hyderabad, she holds a postgraduate degree in Computer Applications and a Bachelor’s degree in Electronics, and is a recognised thought leader and strategist.