The 6th Edition of the ET Edge Datacon Summit & Awards 2025

Dhananjay Tambe

Former MD & CIO
State Bank of India

Shubhradeep Nandi is a distinguished GenAI researcher and entrepreneur with over 16 years of professional experience. He has dedicated more than a decade to Artificial Intelligence and Machine Learning and is known for his pioneering work in applied LLMs. His research on LLM applications in Climate Science earned the prestigious ‘Highly Commendable Work’ recognition from IIM Bangalore. Honored as one of India’s Top 7 GenAI Scientists, Shubhradeep has also been recognized for his AI innovations in Financial Fraud Management, including developing a government-endorsed AI model to identify Non-Genuine Taxpayers. He spearheaded the creation of the first-ever Data Analytics Unit for the Government, transforming it into a success story. He is also an Innovator in Residence at a Global Venture Fund who has founded a social payments platform  and a deep-tech compliance platform. Beyond his research and entrepreneurial ventures, Shubhradeep actively mentors and advises AI SaaS startups through VC platforms.

He joined State Bank of India as a Probationary Officer in 1987 in the Ahmedabad Circle of the Bank. After serving in the Baroda Main branch of the Bank for five years in various divisions, such as Personal Banking, International Banking and Small & Medium Enterprises Banking, he was transferred as Accountant at GACL Ranoli branch of the Bank for one year.

Thereafter, he served in the Human Resources Department of the Bank’s Local Head Office in Ahmedabad, where he was instrumental in introducing the concept of computer-based Human Resources Management System and codifying the Bank’s instructions related to human resources.

Mr Tambe served as the Branch Manager of Chavaj GNVFC Complex branch near Bharuch in Gujarat from 1999 to 2001, and during his tenure the branch was computerized and also won the Best Customer Service award. For the outstanding work done in Chavaj GNVFC Complex branch, he was elected to the Page 2 of 4 Chairman’s Club of the Bank. During his tenure in this branch, he introduced the concept of centralised processing of retail loans on automated platforms.

In 2001, he was posted to the Bank’s New York branch as Vice President (Deposits and Remittances). During his tenure at New York branch, he was instrumental in upgrading the policies and procedures of the branch, especially those related to BSA/AML. ACH as a mode of remittance was introduced during his time. He developed a computer program for handling redemption of India Millennium Deposits worth USD 6.8 billion in December 2005, to ensure that the process is fully compliant with the U.S. regulations.

Upon his return to India in 2006, he was posted as the Regional Manager of Surat region in Gujarat and had 45 branches under his control. He was instrumental in expanding the presence of the Bank in Surat, by adding 14 new branches in 2007.

In 2008, he was transferred to the Bhopal Circle of the Bank as the Circle Development Officer and contributed to the strengthening of the Human Resources Management System, and the fixed assets inventory management system of the Bank.

In 2009, Mr Tambe was posted to the Global IT Centre of the Bank for leading the Integrated Payment Hub Project. In 2011, he became the Dy. General Manager of Internet Banking Department, and during his tenure, many new functionalities were added to the Internet Banking services. He introduced certain features in Internet Banking which ensured that the Bank was able to achieve a zero-fraud status in Internet Banking since July 2012. He was also instrumental in setting up of a Dedicated Accounting Unit for Internet Banking transactions, so that transactions with third parties are properly reconciled.

He served as General Manager (IT-Infrastructure) from 2013 to 2014 and was instrumental in introducing wireless connectivity for the Bank’s branches.

In 2014, he was appointed as General Manager of Network-1 in the Kolkata Circle of the Bank and was responsible for the business operations of the Bank in the city of Kolkata and the districts of North 24 Paraganas, Nadia and Murshidabad.

In 2015, Mr Tambe was elevated to the rank of Chief General Manager and was posted as Chief General Manager (IT-Operations) of the Bank at the Global IT Centre at Belapur. His vertical handled, among others, Financial Inclusion and Page 3 of 4 Government Payment Schemes, the back-office operations of Core Banking System, Pension Payment System, the Complaint Management System, the User Acceptance Testing, management of Human Resources of IT Department, Human Resources Management System, the physical infrastructure of the IT Department, and the Reconciliation and Settlement Systems.

From August 2016 till April 2018, Mr Tambe was Chief General Manager (ITTransformation, Collaboration and Marketing) and was responsible for the Innovations, Social Media, Project Management, marketing of I.T. products, etc.

In May 2018, he was elevated to Dy. Managing Director & Chief Information Officer of SBI and he retired from that position in November 2020

Mr Tambe was CEO of C-Edge Technologies Ltd. till April 2022. C-Edge is a TCS-SBI joint venture which provides banking technology services to over 200 banks, including CBS services to over 170 banks on a SaaS model. Banks served by C-Edge include Regional Rural Banks, Urban Cooperative Banks, District Central Cooperative Banks and a few private, public sector and foreign banks.

Currently, Mr Tambe is an independent director on the board of some companies, consultant with some other companies and also advises clients as an Independent Consultant.

Mr Tambe is M.Sc., CAIIB, PGDFM and PMP.
Contact Info: Mob: 9004098530; Email: datambe@gmail.com

Past Directorships

  • Swift India Domestic Services Private Limited
  • C-Edge Technologies Ltd.
  • SBI Canada Bank
  • State Bank of India (California)
  • Flexmoney Technologies Pvt Ltd
  • Finsec AA Solutions Private Limited
  • Fintech Products and Solutions (India)Private Limited
  • Maharashtra Information Technology Corporation Limited

In addition, he was IT Advisor to Unity Small Finance Bank and Member of NPCI Innovation Council.

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